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Borrower added on 08/31/10 > I got behind on a payment for my main credit card (with 20%+ interest rate) due to some costly truck repairs two years ago. I've recently been given a raise which will allow me to pay off this debt in less time than originally planned for. This is great news for my finances! However the 20%+ rate seems unfair and I feel like I've been taken advantage of by the larger banks. I would rather give my interest payments to average folks than to Bank of America. I'm single, no dependents and live a spartan lifestyle. And my one major financial goal at this stage in my life is to pay off this outstanding credit card debt. Will you help my achieve this goal? TT :)

Borrower added on 08/30/10 > I would like to borrow the funding to consolidate some debt. I am currently going through a mutulally agreed upon divorce and the funding will help me pay off bills in preparation for attorney fees that I will split with my wife. My credit score is 678 according to an Experian Credit Report (had to purchase actual score) dated 8/30/10. Willing to answer any questions or address any concerns posed by possible lenders.

Borrower added on 08/30/10 > Using funds to payoff Chase credit card which has very high interest rate. 10 years employed with State of California, last auto loan payment of $388 sent in July, excellent payment history on all credit obligations. Look forward to the day when I can invest in Lending Club!

Borrower added on 08/30/10 > My job is very stable i work for a town and we are short staffed in the wastewater department. My wife also has a daycare business. Borrower added on 08/30/10 > My job is very secure i work we are short staffed and busy all the time. My wike also runs a very busy daycare.

Borrower added on 08/30/10 > I have 3 different payments that I want to consolidate in to one monthly payment. I'm always on time on payments and just looking to make one monthly payment towards eliminating the debt. I have a stable job with a company of over 30 years and a steady monthly income.

Borrower added on 08/30/10 > The purpose of this loan is to pay off a credit card balance. Currently, my most expensive expenses are a phone bill and a cable bill. Due to this, my debt to income ratio is very low. Thank you for your help!

Borrower added on 08/30/10 > Hi All, I would like to take a vacation with some loved ones but do not want to use credit and I do not have the liquid funds to do so at this point. So I would like a loan in order to go away. I have another loan with lending club and I have made every payment on time without fail. I would put the vacation on credit but it is cheaper to use this service based on the way interest rates are with my current credit cards. I am very secure in my job and do not see any potential problem with making all my payments on time. I plan on paying off the balance before the alotted time if I am able to. Thank you.

Borrower added on 08/30/10 > Plan to pay off credit cards, cut up credit cards. Have lived in home 21 years, have paid all debts on time. Have good credit. Been at my job 15 years. My job is very stable, 40 hours plus per week.Only myself to budget and this will save me over $300.00 per month with the consolidation on interest alone. Thank you Borrower added on 08/30/10 > My budget is 2200 per month. $538 mortgage. Thank you

Borrower added on 08/30/10 > My WAMU card debt was recently bought out by Chase, who immediately raised my interest rates despite my always being on time with payments. I would just like to pay the card off and move on. I also have a few smaller Borrower added on 08/30/10 > My WAMU card debt was recently purchased by Chase, at which point my interest rate went way up despite me always making payments on time. I'd like to pay off that card and move on. I have a few other high-interest cards I'd like to consolidate as well.

Borrower added on 08/30/10 > I want to use this money to pay off my credit cards, I have three with small balances that I just want to get paid off. I've been at my job for 7 years. I'm a new mom and this money will help me to provide more for my children without going into more credit card debt. Thank you!

Borrower added on 08/29/10 > I need additional funds to help assist with relocating my mother to live with my sister in a different State since she is no longer able to live alone. My sister has a home that is much more suitable for her needs. Over the last year, she's had a lot of medical needs which required not only hiring a care giver to stay during the day but massive amounts of co-pays and medication fees that were not covered under her medical plan. In addition, during a storm there was roof damage to my home. I would like to use a portion of the loan to have it repaired before the damage becomes more extensive. I am a hardworking trustworthy person that is conscientious about paying my bills and debts in a timely manner. My mother's relocation to a different State will free additional income for me since the cost of paying for a care giver will be eliminated. In addition, it will free up more of my time to concentrate on a work from home program that will also generate additional income for me. This work from home program is in addition to my regular employment. I have worked for the same Organization for almost 12 years.

Borrower added on 08/29/10 > This loan is for the remainder of the down payment on a house.

Borrower added on 08/29/10 > This is a loan to help pay for significant legal fees.

Borrower added on 08/29/10 > thank you for helping me get a loan. i plan to use the money to pay a high interest credit card. i am a great borrower becuase i always make my payments on time. my budget for the month is about 1000. and as of mow my joj is very stableand will countinue to be so.

Borrower added on 08/28/10 > We are opening a Pet Supply store next to the veterinary office I have worked at for 20 years. My partner is also a coworker and my boss owns the building. We will be keeping our veterinary jobs as well as working the pet supply store. The money will be for start up costs, stock etc. I am debt free and my family owns our house free and clear.

Borrower added on 08/29/10 > buying a boat

Borrower added on 08/28/10 > Opportunity to retire private loan at substantial discount. Great credit and otherwise debt free (except student loans paid on time). Stable employment at recession-proof Intellectual Property law firm, as well as second job as an in-demand personal fitness instructor.

Borrower added on 08/29/10 > The loan I am asking for is to purchase a Harley Davidson Electraglide motorcycle on Ebay; not a car as stated in the purpose above.

Borrower added on 08/31/10 > I plan to use this loan to pay off high interest credit cards. All but one of the credit cards has been closed so that I don't get into credit card debt again! I have been a teacher for 13 years, which is a great job, but unfortunately affords me a small paycheck! Payments will be automatic from my account, so that you'll get your payment on time. I'm single, no kids, but trying to save for a house downpayment eventually, so being able to pay of these high interest credit cards will help me reach my goal of my own house sooner!

Borrower added on 08/28/10 > This loan will be used to purchase a work pickup truck that will transport raw materials/supplies to major distribution plants. The total vehicle cost plus fees is $10,600; I am putting down a little over $2,000 and need to borrow the rest. Currently we have one vehicle and the income generated has averaged between $1,200-$1,500 per month. All money generated so far, however, has been used to cover current operating expenses. I would like an additional vehicle so I can expand and to begin paying down debt that I have accumulated by self-funding the business. I have an excellent credit repayment history but high debt due to funding my business through personal savings and credit cards. This business is not yet my source of income. I am a full-time Business Analyst at a Fortune 100 company and I have been with my current employer for over 4 years and in the industry for more than 10. If revenue from the work truck is lower than it has been historically, I earn enough money from my current job to cover existing bills/expenses plus the additional loan I am now requesting. Monthly net income: $ 4,790 Monthly expenses: $ 3,487 Housing: $ 1,067 Insurance: $ 160 Car expenses: $ 405 Utilities: $ 125 Phone, cable, internet: $ 165 Food, entertainment: $ 350 Clothing, household expenses $ 225 Credit cards and other loans: $ 870 Other expenses: $ 120

Borrower added on 08/28/10 > Loan consolidation - Bank of America and US Bank credit cards. Borrower added on 08/29/10 > If this helps, I also teach one or two college classes a semester (additional income).

Borrower added on 08/29/10 > Total amount borrowed used to consolidate credit card balances into one payment at lower interest rate. Preparing to purchase home next year and eliminating higher interest debt.

Borrower added on 08/31/10 > Investors! I'm using this money to pay off a credit card that closed and its still open due to it wasn't paid off. I didn't know it would effect my credit score. I have a steady job which i been there for 8yrs now. This loan is a piece of cake compare to a car payment.

Borrower added on 08/28/10 > Hi, My name is Kahren, I started a project and ran out of money. Can you help me finish it please!

Borrower added on 08/28/10 > Just want to be able to reduce high interest rates and close out cards. Have a very stable and secure job. I will probably not need the whole term. (will pay off early) Thank you all for your help.

Borrower added on 08/27/10 > Getting married on Oct. 21st. We have the credit to pay for the wedding on credit cards, but with interest up around 20% I figured I would try this Peer to Peer Borrowing. If all goes well, I plan on investing instead of borrowing.

Borrower added on 08/27/10 > I am looking for a loan to help fund my brothers wedding. I have good personal finance and have balanced my budget to allow for $1800 extra each month. I have been employed for 10 years at the same company.