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Lates By Loan Age
This table shows how loans of various credit grades are performing as they age. Each cell in the table represents all the loans made at Lending Club of the given credit grade and older than the given age. The first number shown in a cell is the number of late loans. The second number is the total number of loans, and the % figure is the percentage of late loans (lates divided by total).
By default, all late loans are considered late, but you may change this below to consider only 1+ month late or defaulted loans. Keep in mind that the sample sizes are quite small for some of the segments. If there are less than 100 or so loans in a segment, the results might be a bit misleading.
As an example of how to interpret the data, look at the cell in the 3 month column for the E credit grade. The way to interpret that would be to say that there are 896 E grade loans older than 3 months, and of those, 167 of them are more than 16 days late.
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| Filters |
|---|
| CG | 3 mo. | 6 mo. | 9 mo. | 12 mo. | 18 mo. | 24 mo. | 30 mo. | 36 mo. |
|---|---|---|---|---|---|---|---|---|
| A | 2.3% |
3.0% |
3.6% |
4.1% |
5.3% |
4.9% |
5.5% |
2.6% |
| B | 6.9% |
8.8% |
10.7% |
12.3% |
16.4% |
19.3% |
21.1% |
10.0% |
| C | 10.4% |
12.8% |
14.8% |
16.9% |
21.0% |
24.4% |
26.8% |
24.1% |
| D | 13.1% |
15.9% |
17.9% |
20.4% |
24.1% |
27.5% |
30.3% |
25.0% |
| E | 18.6% |
21.4% |
23.2% |
24.7% |
27.5% |
29.1% |
30.4% |
21.1% |
| F | 27.8% |
30.3% |
32.8% |
37.1% |
38.6% |
42.5% |
47.1% |
58.3% |
| G | 33.0% |
33.5% |
36.5% |
38.4% |
40.9% |
41.6% |
50.7% |
57.1% |