| 478041 |
LC Debt Consolidation |
A5 |
$14,550 |
7.88% |
|
10 days |
Borrower added on 08/30/10 > Loan to consolidate higher interest credit card debt. Borrower added on 08/31/10 > To follow up on the question by Critical Miss, my other debts are as follows: Mortgage, ~$100K at 5.875% Home Equity Loan, $22,800K at 8.99% One other credit card, $2460 at 0% (until Aug 2011). None of these debts will be paid for by this loan. Borrower added on 08/31/10 > Another debt is credit card, ~$8000 at 8.9%. This debt will not be paid for by this loan.
| 491981 |
debt consolidation |
C5 |
$15,250 |
14.72% |
|
12 days |
| 520319 |
Debt Consolidation - 2010 |
D5 |
$20,000 |
16.32% |
|
5 days |
Borrower added on 08/25/10 > I plan on using this loan to consolidate my debt. I was married a few years ago and after having to restart my life, the bills have finally piled up on my credit cards making it hard to get by every paycheck. I make a good living in the television industry and never miss payments and I am extremeley organized when it comes to budgeting. I am also remarrying this October and hope to have a lower payment with only one loan to make it easier on us as we start our lives together. Thank you for considering to invest in me and please know that I plan to pay this off and would be grateful for anyone who invests in this opportunity for me. Thank you again for considering me. Borrower added on 08/26/10 > Thank you for your questions. To answer a few that might help you consider me is that I have a 2 year plan to pay-off this loan. I have my first of 3 raises starting this January and with my fiance's and my combined income, I will be able to put large amounts towards the loan. I have been at my job for 5 years now and plan on being here until I retire. This debt has taught me some very valuable lessons in budgeting and finance. Thanks again for your consideration and please feel free to ask any questions to help you feel comfortable with investing in me. Thank you
| 520940 |
Business Loan |
B2 |
$7,750 |
10.75% |
|
11 days |
Borrower added on 08/31/10 > Using the funds to get from under a Giant bank (cc consolidation) Good with managing cash flow, mortgage only NO car loans.
| 551767 |
Credit Card Consolidation |
B4 |
$14,500 |
11.49% |
|
11 days |
| 558331 |
Credit Card Payoff |
F2 |
$12,500 |
18.67% |
|
10 days |
| 559328 |
Bill Pay |
E3 |
$24,000 |
17.19% |
|
6 days |
| 559871 |
Personal Loan - Ivan |
A5 |
$2,800 |
7.88% |
|
12 days |
Borrower added on 09/01/10 > This loan will help me move and also buy a used car from a friend. It will be easy to pay off, because recently I was lucky enough to get a promotion at work.
| 560364 |
loan1 |
C2 |
$11,900 |
13.61% |
|
8 days |
Borrower added on 08/28/10 > I am requesting this loan so that my new Brazilian husband and I can refinance old credit card debt and pay for expenses related to his Green Card and the wedding itself.
| 561362 |
Wood Stove Loan |
E3 |
$5,000 |
17.19% |
|
12 days |
| 561595 |
Debt Consolidation |
C1 |
$17,500 |
13.23% |
|
11 days |
Borrower added on 08/31/10 > I am using this loan to pay down high interest debt. I have not missed any payments, but I am only paying off the minimum due. I would like to be able to use the same payments to get ahead of the tide. Thanks for your consideration and help.
| 562282 |
Norma's loan |
E5 |
$12,000 |
17.93% |
|
11 days |
Borrower added on 08/31/10 > I would like to use this loan for debt consolidation. I have been at my job for 5 years after working there 1 year as a temp. I am reliable and will do everything I can to make the monthly payments in a timely manner as I am not a fan of late fees and penalties. I hope you will consider me for this loan.
| 562283 |
16k5yr |
D3 |
$16,000 |
15.58% |
|
12 days |
| 564234 |
Land Payment |
A4 |
$15,000 |
7.51% |
|
10 days |
Borrower added on 08/31/10 > I'm going to use the money to buy property and move an RV on to the property so that I can live there while I build an earth-friendly home (thinking about earthbag dome).
| 566570 |
The Best of Times for the Wurst |
E2 |
$23,000 |
16.82% |
|
2 days |
Borrower added on 08/24/10 > I am the owner/manager/CEO of a successful downtown food business in Austin, TX. The business has been a staple of Austin's 6th Street since the early 90's, making it one of the oldest, continuously running enterprises in the famed party district. We have over 3,000 supporters and fans on facebook alone. Currently, I have two food vending carts running downtown, as well as a regular festival circuit engaged. I would like to expand my business in several ways this year, one of which is to build up for a third location, for which I am seeking this bridge loan. Thank you. Borrower added on 08/24/10 > I am the owner/manager/CEO of a successful downtown food business in Austin, TX. This business has been a staple fixture of Austin's 6th Street since the early 90s, making it one of the oldest continuously running businesses in the famed party district. We have over 3,000 supporters and fans on facebook alone, many of whom we see every Wednesday-Saturday nights. At this point I have two food vending carts downtown and a running festival circuit in place. I would like to expand my business this year in several ways, one of which is by building a third location -- which is primarily the reason that I am seeking this loan. Thank you very much.
| 566600 |
GMC Typhoon Loan |
B3 |
$7,000 |
11.12% |
|
11 days |
Borrower added on 08/31/10 > FYI...I have always made payments on time. I have never missed a payment. I will more than likely have this payed off in 2 years instead of 3. Thanks for all of those who are investing with me! Borrower added on 09/01/10 > This loan is going to give me the ability to purchase a GMC Typhoon....if you are a car enthusiast, you will know what this is!! I am helping a friend out who needs to sell his ASAP. The value of the car is around $10,000+. I have a very stable job....currently employed with the same company for 8 years. I recently graduated with my MBA and will be progressing through the corporate ladder. I work for a company owned by Berkshire Hathaway.
| 567116 |
Debt Consolidation |
D3 |
$15,000 |
15.58% |
|
8 days |
Borrower added on 08/28/10 > Want to work smarter on our "Debt Emancipation Plan" by consolidating high-rate credit cards to a Lending Club loan. Never late on payments. Stable job. Spouse also has stable job. Borrower added on 08/28/10 > Seeking a Lending Club loan to follow through on our "Credit Card Emancipation Plan". Never late on monthly payments. Stable job. Spouse also has stable job.
| 567294 |
consolidation |
B4 |
$19,750 |
11.49% |
|
7 days |
| 567435 |
consolidation |
F5 |
$24,000 |
19.79% |
|
5 days |
Borrower added on 08/25/10 > I intend on using this loan to pay off 3 or 4 credit card accounts with revolving interest. Once done these accounts will be closed. Borrower added on 08/25/10 > I prefer using this vehicle as it provides a fixed repayment schedule which provides immediate savings. In addition, this option is much more cost efficient as compared to that afforded by monthly revolving credit payment schedule. I am a Business Executive / Professional employed in the Information Technology Sector by a firm that has been in business for 37 years. Like most I have learned to hate Credit Card companies. I have been a customer of credit card companies for many years and been a perfect customer for each. Always on time and never late on my payments to them. Then one day out of the blue I interest rates increase. Driven by the credit card companies mismanagement of their own business. The consumer ends up paying the price. Borrower added on 08/26/10 > As these credit card companies raised their interest rates I made the same mistake many make by getting sucked into the shell game of 0% interest balance transfers. Many of these firms promised APR's of 9.95% to 14% after the expiration of the 0% introductry period. A few months later, a form letter arrived in the mail stating my interest rate was going to be raised 10 points. No justification provided. I contacted a few of these companies to complain. In some cases they appologized and dropped the interest rate a few points and in other cases their response was more or less "tough luck". At that point I made the determination I was not going to do business with a firm that abused its customers. Over the last few weeks I have investigated options to circumvent the pure greed of these companies. I have investigated traditional option like personal loans, etc. I ran across the Pier to Pier lending option and liked the process. I am much more keen to doing business with individual investors who realize investment returns and operate with the same principals as I do.
| 567593 |
Personal Loan |
F4 |
$20,800 |
19.41% |
|
6 days |
Borrower added on 08/26/10 > This loan will be used for Debt Consolidation from credit cards and student loans. I'm a hard worker, reliable, and dependable. Those who choose to invest won't be sorry and will be soundly repaid. I graduated from college five years ago and I'm attempting to make the next step in my life and would like to begin eliminating excess debt. Borrower added on 08/28/10 > In addition to my full time work as an Insurance Adjuster for State Farm I also write for Demand Studios, Inc. Making an additional 500.00 a month.
| 568070 |
Credit Payoff |
C2 |
$18,000 |
13.61% |
|
6 days |
| 568186 |
Dreams |
D5 |
$12,000 |
16.32% |
|
< 1 day |
| 568194 |
Pay Off Credit Cards |
C1 |
$24,000 |
13.23% |
|
< 1 day |
Borrower added on 08/20/10 > Looking for loan to pay off credit cards, close all but one for emergencies and get out of debt. While I am getting there now, I would like to have one monthly payment instead of a few. I have a very stable job as a Senior Account Manager at a mid-size regional insurance agency and have been there for 7 years. Borrower added on 08/20/10 > Loan would be used to pay off car loan in addition to credit cards.
| 568226 |
Freedom |
C1 |
$25,000 |
13.23% |
|
< 1 day |
| 568327 |
Personal Loan |
E1 |
$24,000 |
16.45% |
|
10 days |
Borrower added on 08/31/10 > Previous Employer was Phenom LLC and was working for big clients like US STEEL and Archer Daniel Midlands(Fortune-23 Company). Let me know if you need more details. Borrower added on 08/31/10 > I need the loan to extend my business. I have built a website and need money to take it to next level. Thanks for all the support I am getting here.
| 568340 |
Fall 2010 |
B5 |
$15,000 |
11.86% |
|
6 days |
Borrower added on 08/26/10 > I pay my bills and have a solid job. Helping out my family. I appreciate your consideration. Thanks! Borrower added on 08/27/10 > Paying down the 33k revolving debt to increase my monthly allowance to my elderly parents for food and medicine. Grown in my company over the last 12 years. Pay increase and bonus in January. RSU stocks reach maturity in July. Borrower added on 09/01/10 > A few of lenders have asked me to verify my income. I am willing and have tried. Please read the response from LendingClub below. Your support is much appreciated. Best regards, Matt Dear Matthew, Thank you for your email. The Lending Club credit review team will contact you directly to provide income documentation when they have reviewed your loan listing. Please feel free to contact us if you have any other questions or concerns. Regards, Lending Club Member Support For immediate answers to our most frequently asked questions, please visit our FAQs page at https://www.lendingclub.com/info/faq.action. If you need assistance with your Lending Club account, please contact us at support@lendingclub.com. Our support offices are open Monday through Friday from 8 AM to 5 PM Pacific Time. Notes offered by prospectus filed with the SEC: https://www.lendingclub.com/info/prospectus.action. On 2010-08-31, 16:30, Matt wrote: > Would it be better for me to verify my income? A few people have asked. Please > advise. Thanks, Matt > Member_731154
| 568405 |
nene |
C2 |
$8,500 |
13.61% |
|
4 days |
Borrower added on 08/25/10 > my job is auto body technician. my loan is for unexpected medical expenses Borrower added on 08/25/10 > i accidentally clicked on the green loan as a purpose.it was meant for medical expenses and bills Borrower added on 08/26/10 > A little about myself and why i need this loan. this summer has been really rough for me. it started in June when i got a speeding ticket,it gave me 7 surchargable events within a period of 3 years so i lost my license to drive for 60 days. I made a deal with one of my friends to drive me to and from work. But the real bad news is that while i was working i got into a work related injury. A tow truck driver being neglegent let loose of the chain while the car on the flat bed was in neutral. Unfortunately i was right behind it. I tried to sway away but my dominant hand got pinned between my job's building and the car that was on the tow truck. i went to the hospital and found out that i broke my discal radious and fractured multiple bones in my wrist. so now i am doing light duty and my bills are coming in faster than my weekly pay. so please understand the situation. when i settle i know i will have this money back. thank you for your appreciation!
| 568619 |
bmwloan |
D2 |
$9,325 |
15.21% |
|
12 days |
| 568725 |
Chase Home Improvement Loan |
E1 |
$20,000 |
16.45% |
|
7 days |
| 568927 |
Total Debt Consolidation |
E1 |
$24,000 |
16.45% |
|
3 days |
Borrower added on 08/23/10 > Hello, the purpose of this loan is to see myself out of debt by 2015. I strongly care about my credit score, I have had numerous credit cards and not a single late payment since ever. My LendingClub monthly payment is going to to be much less than what I've been paying for the past 2 years! I have a very stable IT position on a very successful company. Thanks.
| 568940 |
Back In Control |
E4 |
$24,250 |
17.56% |
|
2 days |
Borrower added on 08/22/10 > Money needed to get back in control of my finances. Borrower added on 08/24/10 > I currently hold a Class A gaming license. I have held this license with my current employer for 15 1/2 years. One of the requirements to maintain a Class A license is that upon review I can not have any payments 30 days or more past due. Because of this I must pay all of my creditors or lose my license. That is why I am a good candidate for this loan. Payment is practically guaranteed. If I do not pay I lose my job, home etc....Only exceptions are amounts in dispute. And I must provide proof of the dispute. Borrower added on 08/31/10 > Yak1 I had to submit the information that you are requesting in order to request the loan. I contacted support and was not advised to list that information again here. I will tell you that from my current monthly payments to creditors that I hope to consolidate with this loan if approved is approx. $1185 a month. If the loan is approved that will be reduced to $610 a month. The interest rate on one was 15.49%. All others (approx. 9) were 19.99% to 24.9%. I have no past due amounts with my creditors. All are current and paid as agreed. This is a must because of the job I have. I can not have any payments 30 days or more past due or I will lose my gaming license and my job. I am sorry is this seems evasive to you. And I really hope this doesnt prevent me from getting the loan. But I think it only wise to do as I was advised. I thank you for your consideration.
| 569448 |
GOOSSENS |
C2 |
$12,000 |
13.61% |
|
8 days |
Borrower added on 08/28/10 > WITH THIS MONEY AND THE MONEY I HAVE IN MY ACCOUNT I CAN PAY OFF MY HIGHER RATE CREDIT CARD AND GET OUT OFF DEBT SOONER Borrower added on 08/30/10 > I HAVE HAD MY UPS AND DOWNS IN THE PAST AS MOST PEOPLE HAVE. I AM NOW MORE FINANCIALLY SECURE THAN I HAVE EVER BEEN AND ONLY GETTING STRONGER. I HAVE LEARNED MY LESSONS IN PERSONAL FINANCE. MY MONTHLY OUT GOING IS RIGHT ABOUT 35% SO MAKING THIS PAYMENT WILL BE PERFECT FOR MY BUDGET. I ALSO HAVE A SPOUSE THAT WORKS IN A FULL TIME PROFESSIONAL POSITION BRINGING HOME $3000.00 A MONTH AS WELL. MY CAREER JUST KEEPS GETTING BETTER ALSO I HAVE BEEN IN MY POSITION FOR 15YRS WITH THE SAME COMPANY AND IT LOOKS LIKE I AM ONE OF THE NEXT GUYS TO MOVE UP. AND THAT ONLY MEANS MORE INCOME POTENTIAL. MY GOAL IS TO RETIRE FROM THIS SAME COMPANY SOME DAY.I ASLO HAVE A GOOD 401K PLAN AND I HAVE A FEW STOCK INVESTMENTS ALSO. BUT RATHER DO IT THIS WAY TO SAVE ON ANY PENALTIES AND FUTURE EARNINGS FROM THOSE PLANS. Borrower added on 08/31/10 > AS OF 08/31/2010 I HAVE FAXED OVER ALL PROOF OF INCOME TO THE REVIEW DEPT OF LENDING CLUB Borrower added on 09/01/10 > TO ALL INVESTORS FOR ME TO BE IN THE TYPE OF WORK THAT I AM IN. AND TO HAVE BEEN THROUGH ALL THE UPS AND DOWNS THAT THE AUTO INDUSTRY HAS BEEN THROUGH AND I AM STILL MAKING GOOD MONEY AND STILL WORKING FOR THE SAME COMPANY FOR 15 YRS AND HAVE HAD A CLEAN REPORT FOR MANY YEARS. THE TRACK RECORD IS PROOF THAT MY LOAN REQUEST IS A GREAT INVESTMENT FOR ALL OF YOU. A CREDIT SCORE DOES NOT SHOW ALL AND DOESN'T SHOW WHAT KIND OF PERSON SOMEONE IS. WE ALL KEEP PUMPING MONEY INTO THE DOW JONES AND WE ALL KNOW HOW THAT TREATS US. WHY NOT INVEST YOUR MONEY IN A REAL PERSON THATS HARD WORKING AND HAS A 300% BETTER RECORD THEN THE DOW JONES.
| 569644 |
Card Loan |
F2 |
$19,200 |
18.67% |
|
3 days |
Borrower added on 08/23/10 > Credit Cards
| 569699 |
Berrios Loan |
E4 |
$25,000 |
17.56% |
|
9 days |
| 569847 |
farm |
D4 |
$21,000 |
15.95% |
|
5 days |
Borrower added on 08/27/10 > personal information: Income: approx. annual $118,000.00 Employer: government Position: deputy director, Facilities Management Dept. Tenure: 19 years Long Term Goal: Recession-proof Debt Free Planning LendingClub fund use: Pay off outstanding deferred compensation loan balance of $14,000 New deferred compensation loan: $40,000 Approx. LendingClub loan term: 1-2 years Long term plan: leverage deferred compensation funds to become debt free w/ cash reserve
| 569880 |
Security and freedom |
B1 |
$20,000 |
10.38% |
|
4 days |
| 569883 |
Looking to Pay off Credit Cards |
B5 |
$8,000 |
11.86% |
|
10 days |
Borrower added on 08/31/10 > Hello, thank you for viewing my loan request. This loan will pay off a few credit cards and combine them into one monthly payment. My husband and I keep a close eye on our finances and our monthly budget. This loan will be no problem for us to handle as it will actually lower our payments. We will most likely pay this loan off early. Please note that I did not include my husband's income on my application. He makes $45,000 a year. Also, our montlhy expenses no longer include a car payment of any kind as we recently paid off both of our car loans. Thank you very much for viewing and investing in my loan request.
| 569905 |
CC Loan |
C3 |
$9,000 |
13.98% |
|
7 days |
Borrower added on 08/27/10 > This loan is to consolidate credit cards. Borrower added on 08/27/10 > I have a very stable job and I'm always on-time with Bills.
| 570217 |
Elicia Loan |
B2 |
$12,000 |
10.75% |
|
4 days |
Borrower added on 08/24/10 > Elicia's Personal Loan
| 570293 |
Em Credit Card |
B3 |
$15,000 |
11.12% |
|
4 days |
| 570333 |
John's Debt Consolidation |
E5 |
$25,000 |
17.93% |
|
4 days |
| 570336 |
Consolidation |
C3 |
$25,000 |
13.98% |
|
7 days |
| 570462 |
$20,000 paid in 36 months |
D1 |
$20,000 |
14.84% |
|
5 days |
| 570577 |
Vacation Loan |
E3 |
$10,000 |
17.19% |
|
5 days |
| 570609 |
lcloan1 |
A4 |
$15,000 |
7.51% |
|
10 days |
| 570657 |
Consolidation |
F1 |
$18,000 |
18.30% |
|
6 days |
| 570734 |
pay off credit card bills |
B4 |
$12,000 |
11.49% |
|
5 days |
| 570738 |
Paying off my credit cards |
E1 |
$12,000 |
16.45% |
|
5 days |
Borrower added on 08/25/10 > This loan will be used to pay off my credit card bills. I want to consolidate my debt to 1 monthly payment so I can pay off my debt faster.
| 570928 |
Jeannie's Loan 2010 |
B2 |
$14,000 |
10.75% |
|
11 days |
Borrower added on 08/31/10 > Home maintenance and improvement projects. Car maintenance projects.
| 570984 |
D & L Debt conslidation |
E3 |
$8,000 |
17.19% |
|
5 days |